All employers must prepare for the future NOW!

20th October 2011

From 2012 the Government is bringing in new responsibilities for employers that will have a significant impact on your business

Your Obligations:

• Employers will, for the first time, be required to automatically enrol eligible employees into a pension scheme and pay pension contributions for any employees who join and stay in the pension scheme
• Even if you have an existing workplace pension scheme, you may have to make changes so that it complies with the new laws
• Employers can either use their own pension scheme to comply with these new laws or rely on a Government built scheme - the National Employment Savings Trust (NEST)

How we can help:

As Chartered Financial Planners of the Year* and nearly 40 years experience in the pensions industry, we are familiar with the challenges that businesses will face in light of these new laws and regulations. We have also been recognised as Retirement Planning Firm of the Year** so you can rest assured that we have the necessary expertise to offer professional, independent advice that is focussed on your business needs. We can:

• Conduct an independent audit of your existing workplace pension scheme to make sure it will comply with, or exceed, the new requirements, or
• If you have no pension scheme yet, we can design and implement a scheme to meet your exact requirements, and
• We can help with arrangements such as salary exchange that can save you money and offset the impact that these new laws will have on your business.

These changes are only months away and time is ticking - please contact us now on 02920 887733 or louise.eedy@thomas-carroll.co.uk to arrange a consultation

* Awarded by the Personal Finance Society 2009, ** Awarded by Sesame Bankhall Group 2010